[ad_1] Today’s average refinance rates Mortgage Refinance Today’s average mortgage rates on Apr. 16, 2024, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US. Today’s mortgage refinance rates Refinance rates are still high, but your personal interest rate will depend on your credit history, financial profile and application. Average refinance rates reported by lenders across the US as of April 16, 2024. We track refinance rate trends using information from Bankrate. Mortgage refinance rates change every day. Experts recommend shopping around to make sure you’re getting the lowest rate. By…
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[ad_1] Samsung reportedly shipped 60.1 million smartphone units worldwide in Q1, representing 20.8 percent of the global market share — and first place. Meanwhile, Apple shipped 50.1 million units for 17.3 percent of the market share. Both companies, however, saw a decrease from Q1 2023. Apple saw an almost 10 percent drop, while Samsung’s hit was less than one percent.Apple nudged Samsung out briefly in 2023, but it’s back to business as usual. The IDC’s takeaway is that the world of smartphones is strengthening (what does that mean?), with a boost to higher-priced phones—true for both Samsung and Apple.Xiaomi rounded…
[ad_1] There’s one word that will get any American fuming, regardless of their political inclination: infrastructure. Pothole-pocked roads, creaky bridges, and half-baked public transportation bind us nationally like little else can. And that was before climate change’s coastal flooding, extreme heat, and supercharged wildfires came around to make things even worse.US infrastructure was designed for the climate we enjoyed 50, 75, even 100 years ago. Much of it simply isn’t holding up, endangering lives and snapping supply chains. To bring all those roads, railways, bridges, and whole cities into the modern era, the Biden-Harris administration last week announced almost $830…
[ad_1] Today’s average mortgage rates Mortgage Refinance Today’s average mortgage rates on Apr. 16, 2024, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US. Current mortgage interest rates If you’re in the market for a home, here are today’s mortgage rates compared to last week’s. Product Rate Last week Change 30-year fixed 7.13% 7.02% +0.11 15-year fixed 6.64% 6.44% +0.20 10-year fixed 6.51% 6.37% +0.14 5/1 ARM 6.79% 6.60% +0.19 30-year jumbo mortgage rate 7.40% 7.20% +0.20 30-year mortgage refinance rate 7.11% 6.97% +0.13 Average rates offered by lenders nationwide…
[ad_1] As AI tools become increasingly sophisticated and accessible, so too has one of its worst applications: non-consensual deepfake pornography. While much of this content is hosted on dedicated sites, more and more it’s finding its way onto social platforms. Today, the Meta Oversight Board announced that it was taking on cases that could force the company to reckon with how it deals with deepfake porn.The board, which is an independent body that can issue both binding decisions and recommendations to Meta, will focus on two deepfake porn cases, both regarding celebrities who had their images altered to create explicit…
[ad_1] The Allied soldiers who weren’t killed limped back from the defeat. It was clear now, they needed to be able to creep up to the beaches days before a raid to get up-to-date information. They needed to know where the Nazis had tunneled into the land, placed explosives, or built machine gun nests. None of their ships or boats could get close enough to the shore without being detected, so the Allies needed miniature submarines—and divers. And they needed science to make those things happen.By this point, Haldane, Spurway, and the other scientists had already given themselves eight seizures…
[ad_1] If you’ve got a Keurig, making your morning coffee is as easy as pressing a button. Cleaning your Keurig is another story entirely. Like lots of people, you might even use your Keurig daily, but be honest — when was the last time you cleaned it — and we mean really cleaned it? If you leave your Keurig dirty for long enough, it can affect the performance of your coffee machine as well as the taste of your coffee. What’s worse is that, when left dirty, it’s a perfect breeding ground for mold and bacteria. Fortunately, it’s pretty easy…
[ad_1] Meta’s Oversight Board is once again taking on the social network’s rules for AI-generated content. The board has accepted two cases that deal with AI-made explicit images of public figures.While Meta’s rules already prohibit nudity on Facebook and Instagram, the board said in a statement that it wants to address whether “Meta’s policies and its enforcement practices are effective at addressing explicit AI-generated imagery.” Sometimes referred to as “deepfake porn,” AI-generated images of female celebrities, politicians and other public figures has become an increasingly prominent form of online harassment and has drawn a wave of . With the two…
[ad_1] There’s so much that goes into keeping our teeth and gums healthy, from brushing twice a day and using mouthwash to flossing and scraping our tongues. And chances are you probably have a daily oral hygiene routine — but what if one step is wrong? Switching up our daily habits can be challenging. Especially if we’ve been doing something a certain way for years. For instance, there’s advice that you shouldn’t rinse your teeth with water after brushing. But there’s another dental hygiene tip: You should floss your teeth before you brush them. Many of us, including me, were taught to…
[ad_1] Netflix has been accused of using AI-manipulated imagery in the true crime documentary What Jennifer Did, Futurism has reported. Several photos show typical signs of AI trickery, including mangled hands, strange artifacts and more. If accurate, the report raises serious questions about the use of such images in documentaries, particularly since the person depicted is currently in prison awaiting retrial.In one egregious image, the left hand of the documentary’s subject Jennifer Pan is particularly mangled, while another image shows a strange gap in her cheek. Netflix has yet to acknowledge the report, but the images show clear signs of…